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X-ROAD INSIGHTS · Äriregister
DEEN
Business Register · Annual reports & financials cluster · Dec 2025 – May 2026

Annual reports as machine-readable XBRL data — about 153,000 calls per day.

Submitted annual reports and their financial figures as machine-readable XBRL (aruandeDokument, majandusaastaAruanded). In Estonia, financial statements are structured data, not just PDFs — used for credit and financial analysis.

Requests / day
1.33 M
9.3 % of all Business Register calls
Services in the cluster
13
endpoints in the arireg subsystem
Avg. latency
602 ms
across all services

Top consumers

The largest users of this cluster with their use case. Click a row for details. The full list of all consumers is below.

#TopicMemberClassAvg / day

Wer fehlt im Datensatz?

Estonian banks barely query the Business Register directly in Dec 2025 – May 2026. None of the large banks (Swedbank, SEB Pank, LHV, Luminor, Coop, Bigbank, Inbank, Citadele, Holm) appears as a notable arireg consumer — neither for master data, representation, compliance nor annual reports.

The banks are nonetheless major X-Road consumers — but they use other registers (population register, tax and enforcement IT, ID documents, consent management). They likely obtain corporate-customer representation data via upstream compliance providers or one-off onboarding.

All consumers

Complete list of all 10 organisations in this cluster — sorted by requests per day.

#MemberClassTop serviceAvg / dayShare

The service family

All service endpoints of the cluster with technical function, legal basis and volume (avg/day).

Sankey: services → top consumers

How do the service endpoints' calls (avg/day) split across the top consumers? Link width = volume (estimated).

Daily load — when is the cluster used?

24-hour distribution across an average day.

Low  
  High

Key facts

The three findings from the dataset that stand out most for this cluster.